Online MBA EMI plans compared
Every EMI option we track at 21 universities, for the January 2027 session.
Of the 21 universities we track, 10 list no-cost EMI and 12 have a plan we can price. The lowest starting amount is about ₹4,042 a month at GLA, on a 24-month plan. Lenders include Propelld, Fibe, Avanse, TCPL, GrayQuest, FINZ and Jodo.
All online MBA EMI plans
| University | Total fee | EMI type | Lenders | Tenure | From, per month |
|---|---|---|---|---|---|
| GLA | ₹97,000 | EMI through Propelld | Propelld | Up to 24 months | ₹4,042 |
| Sikkim Manipal | ₹1,20,000 | No-cost EMI | Fibe, Propelld, TCPL, GrayQuest | 6, 12 or 18 months; 24 months at interest | ₹4,500 |
| Shoolini | ₹1,58,000 | No-cost EMI on full or annual fee | Propelld, Fibe, Jodo | Up to 24 months | ₹5,596 |
| Uttaranchal | ₹1,03,600 | No-cost EMI | Propelld, Fibe, TCPL, GrayQuest | 6, 12 or 18 months | ₹5,756 |
| Sharda | ₹1,50,000 | No-cost EMI | Avanse | Up to 24 months | ₹6,250 |
| VGU | ₹1,50,000 | EMI through lender | Fibe, FINZ, Propelld | Up to 24 months | ₹6,250 |
| Manipal Jaipur (MUJ) | ₹1,84,000 | No-cost EMI | Propelld, Fibe, TCPL, GrayQuest | 6, 12 or 18 months; 24 months at interest | ₹6,517 |
| LPU | ₹1,61,600 | No-cost EMI | Propelld, Avanse, Fibe, FINZ | Up to 24 months | ₹6,733 |
| Chandigarh University | ₹1,75,125 | EMI through lender | Propelld, Fibe, Avanse, GrayQuest, FINZ | Up to 24 months | ₹7,297 |
| Amity | ₹2,25,000 | No-cost EMI | Fibe, Avanse, TCPL, GrayQuest | 6, 12, 18 or 24 months | ₹8,906 |
| DY Patil Pune | ₹1,89,400 | No-cost EMI up to 18 months | Fibe, Avanse, Propelld | Fibe up to 18 months; Propelld up to 16 months; 24 months at about 3.8% a year | ₹10,522 |
| UPES | ₹1,75,000 | No-cost EMI | Fibe | Up to 12 months | ₹14,583 |
| Yenepoya | ₹50,000 | EMI with interest (about 15–18% a year) | Fibe | Up to 24 months | — |
| DDU Gorakhpur | ₹52,000 | Not confirmed for this session | Ask | Ask | — |
| Mangalayatan | ₹60,000 | No EMI; yearly payment only | Ask | Ask | — |
| Andhra University | ₹62,200 | Not confirmed for this session | Ask | Ask | — |
| Galgotias | ₹80,200 | Not confirmed for this session | Ask | Ask | — |
| Vignan | ₹90,000 | EMI with interest; no-cost EMI not available | Ask | Ask | — |
| Manav Rachna | ₹1,35,000 | No-cost EMI | Ask | Ask for the current tenure | — |
| Parul | ₹1,90,000 | EMI at 10.5% interest | Fibe | 3, 6, 9 or 12 months | — |
| NMIMS | ₹1,96,000 | Finance options available | Ask | Ask for the current tenure | — |
Monthly amounts are estimates: the amount financed divided by the tenure, before any processing fee. The lender confirms your EMI after checking your profile.
Starting EMI, lowest first
Some low amounts are semester plans over 6 months, so check how often you repeat them. Sikkim Manipal and Manipal Jaipur are examples.
Which plans are no-cost?
No-cost EMI is listed by Uttaranchal, Sikkim Manipal, Manav Rachna, Sharda, Shoolini, LPU, UPES, Manipal Jaipur (MUJ), DY Patil Pune, Amity. No-cost means you repay the fee amount without visible interest, but a processing fee can still apply. A no-cost plan may also remove a discount you would get by paying upfront, so compare both totals.
Not sure which EMI plan fits?
Share your budget and a counsellor will compare plans on WhatsApp.
Which plans carry interest?
- Yenepoya: EMI with interest (about 15–18% a year).
- Vignan: EMI with interest; no-cost EMI not available.
- Parul: EMI at 10.5% interest.
- Manipal Jaipur and Sikkim Manipal: the 24-month plan carries interest, while 6 to 18 months is no-cost.
- DY Patil Pune: 24 months costs about 3.8% a year, while shorter plans are no-cost.
What is advance EMI?
Advance EMI means you pay some instalments upfront, when the loan starts. Your monthly amount stays the same, but your first payment is larger. Propelld plans usually have no advance EMI, while Fibe and Avanse plans often do. Ask how many instalments are collected at the start.
How to work out the true cost
- Take the fee your plan actually finances, not the headline fee.
- Add registration, exam and processing fees.
- Add any interest for your tenure.
- Compare that total with the upfront or semester price.
For example, Manipal Jaipur costs ₹1,84,000 on full-fee EMI but ₹1,56,400 if you pay in full, a gap of ₹27,600. The fee & EMI calculator helps with your own numbers.
Documents lenders usually ask for
- PAN and Aadhaar or another photo ID
- Recent salary slips or income proof
- Bank statement for recent months
- Admission or fee details from the university
Most plans are loans, so the lender may check your credit score and report repayments. A missed EMI can affect your credit record.
FAQ
Which online MBA has the lowest EMI?
GLA has the lowest plan we can price, at about ₹4,042 a month. Sikkim Manipal follows at about ₹4,500.
Is no-cost EMI really free?
You do not pay visible interest, but a processing fee can apply and you may lose an upfront discount. Compare both totals.
Can I get an online MBA without paying the full fee upfront?
Yes. Most universities allow semester or yearly payment, and many offer EMI through lenders.
Which lenders offer online MBA EMI?
Propelld, Fibe, Avanse, TCPL, GrayQuest, FINZ and Jodo appear across the universities we track. Each university works with only some of them.
Is my salary needed for EMI?
Lenders usually check income or a co-applicant. Ask the lender what it needs for your profile.
Stuck between colleges? Ask a counsellor.
Tell us your score, budget or question. A counsellor replies on WhatsApp in working hours with fee sheets and cut-offs, not a sales pitch.